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AI Agent Decisions · The Power of Agentic AI Policy

Insurance

What an agent could do

Coordinate photos, coverage details, estimates, and adjusters so valid storm-damage claims move forward.

The decision underneath

May it authorize emergency repairs or settle claims below a set limit?

From idea to use case

01

Where most ideas start

"Use AI to automate claims."

✕ Too vague

Make it specific

02

A workable use case

We want an agent to coordinate photos, coverage details, repair estimates, and adjuster availability after a storm-damage claim so valid claims move forward without repeated requests.

Measure it

03

How you'll know it works

If the agent really helps, these numbers should change. Measure them before it goes live, then again after:

Claim cycle time; reopened claims; customer contacts per claim.

Then decide

04

The decision to make first

May it authorize emergency repairs or settle claims below a set limit? When must a claims professional approve the decision?

Settle this before the agent goes live, not after.

Your turn

05

Now make it yours

Pick a business problem in your organization that is expensive, slow, risky or frustrating. Then work through these four questions, as in the workshop:

1

What business problem are we solving?

2

Who would sponsor this, and why?

3

What measurable business result should change?

4

What would make this difficult to scale here?

?

Quick test: task or decision?

Is this only a task you want AI to perform, or a business decision you want an agent to help make or execute?